A Trusted Independent Insurance Agency since 1949
The Insurance Group in Clinton, Iowa offers a variety of comprehensive insurance plans designed to fit our clients’ specific and unique needs.
Our Insurance Policies
Life Insurance
Death is an inevitable fact of life that nobody likes to talk about, which is probably why nearly half of all Americans don’t have any life insurance coverage. This is where we come in.
You need a plan to cover your final expenses and provide for your loved ones when you’re gone. We are here to help support you regardless of your life insurance plan preferences by finding the perfect balance between cost and security for your family.
Health Insurance
Health insurance can be complicated. Deductibles, premiums, co-pays, and everything else can make getting the medical coverage you need both confusing and frustrating.
There is nothing more valuable than your and your family’s health and security. Knowing they’re covered when they need to see the doctor or if they experience a major illness is reassuring. We’ll help you find the right coverage for you and your dependents.
Auto Insurance
Accidents happen, and statistics show that with the increase in distracted driving behavior, the frequency of accidents increases annually, alongside their overall costs. Knowing these, payments for injuries, repair, and car rentals can be staggering.
If you’re buying a new vehicle or simply shopping around for better plans, our experts are here to guide you. We’ll help you find competitive rates and the coverage you need for your family or business, whether you have a single vehicle or an entire fleet.
Comprehensive or liability? Low deductibles or low premiums? There are a ton of factors to consider when looking for car insurance. You’ll want to know the best coverage for you and your loved ones without paying too much for what you don’t need.
Homeowners Insurance
Each year, about one out of every twenty homes in the U.S. has a claim for property or liability losses. Meanwhile, the cost of household repairs has risen nearly 50% over the last decade.
If you don’t like those odds, you’ll want to make sure that everything under your roof is covered. We’ll help you find personalized coverage for your home at the most affordable rates so you and your family can enjoy many safe and worry-free years.
If you’re buying a new place, the last thing you need is more paperwork to worry about. That’s why we make home-buying easy from day one. We’ll partner with you and your realtor to find the perfect coverage for your new home at the best price.
We’ll also alleviate any hassles during the insurance-buying process. With our help, you can stop worrying about all the paperwork as you settle down in your new home.
Rental Insurance
A landlord’s property insurance has them covered for any losses to the building, but tenants are often left in the lurch in the event of a disaster. Break-ins, burglaries, fires, smoke damage, and more can leave you with nothing and nowhere to go.
Tenants need the safety and peace of mind that come with a low-cost rental insurance policy. That’s what our specialists are here to provide you.
Peace of mind doesn’t have to be expensive. The average rental insurance in Iowa and Illinois is around $12-15 a month. It covers your personal property from loss, damage, or theft, regardless if you’re inside your home or traveling when it happened.
Rental insurance also protects you from personal liability and may even cover the costs of relocation and living expenses in the event of a disaster. We’ll help you find out all you need to know and get the coverage you need at a price that won’t break the bank.
Business Insurance
Owning a business is a ton of work. In addition to inventories, payrolls, customer service, and everything else, you already have enough on your plate aside from worrying about your insurance needs.
Every industry has a unique set of insurance needs. Whether you’re in healthcare, real estate, manufacturing, distribution, hospitality, or something else entirely, you need the right insurance coverage to ensure your business’ security and longevity.
With our decades’ worth of experience, we will help you tailor the perfect policy for your business. We’ll help you find coverage for:
As your business needs to grow and change, The Insurance Group is ready to grow and change with you. We want to partner with you for all of your business insurance needs.
Specialty Insurance
Do you have a custom bike or four-wheeler? Are you traveling the country in your new RV? Or are you pulling the boat down to the lake for the weekend? If it’s got wheels or propellers, we’ve got you covered. The Insurance Group can help you find coverage for:
Don’t let your fun in the sun be ruined because you’re worried about the “what ifs.” Get the coverage you need for your vehicles and the friends and family joining in the fun from The Insurance Group.
Farm and Ranch Insurance
We recognize the hard work and perseverance of the farming community that help feed America. Risk is a big part of the farming business, and so is having an insurance partner that can help you assess and control that risk.
You’ll need an agent that understands farming and modern agriculture. Luckily, we have the knowledge and experience to help you find the perfect coverage for all kinds of agriculture.
Each farm or ranch is unique and needs a specific insurance policy to match. We can help you find coverage for farm and personal property, dwellings and outbuildings, equipment, livestock, and crops against a vast array of losses, including:
Farm and Ranch Insurance
We recognize the hard work and perseverance of the farming community that help feed America. Risk is a big part of the farming business, and so is having an insurance partner that can help you assess and control that risk.
You’ll need an agent that understands farming and modern agriculture. Luckily, we have the knowledge and experience to help you find the perfect coverage for all kinds of agriculture.
Each farm or ranch is unique and needs a specific insurance policy to match. We can help you find coverage for farm and personal property, dwellings and outbuildings, equipment, livestock, and crops against a vast array of losses, including:
Group Health Insurance
Running a business with employees is like having a second family. You want to provide for the safety and security of your employees while attracting and keeping the right talent by offering fair compensation and comprehensive and competitive benefits.
Healthy employees tend to be happier, more productive, and take fewer sick days. That’s why the right group health coverage isn’t just good for your employees. It’s good for your company’s bottom line as well.
There may even be tax benefits to offering group health plans. The Insurance Group in Clinton is here to help you sort through the options and find the right group of health insurance plans for your workers and their loved ones.
We partner with industry leaders in group health insurance to find the best plans with the most options for the diverse needs of your workforce. Whether you have two employees or two thousand, we can get you the best rates for the coverage you need.
Crop Insurance
Despite what city folks may think, farming has not gotten easier over the last few decades. As a hard-working farmer, you want an insurance agent that understands your sacrifices and speaks the language of modern agribusiness.
At The Insurance Group, we have decades of experience in farm and crop insurance. We are here to help both large and small farms to assess the individual risks and choose the best insurance coverages for your operation. Our policies include:
Through federal farm subsidy programs, we can assist you with finding reduced-cost coverage that is both affordable and comprehensive. For all the ups and downs that Mother Nature throws your way, The Insurance Group is here to help.
Drop Us a Line
If you have any questions or concerns, message us today, and we’ll get back to you as soon as we can. We can’t wait to hear from you!
